To help keep your health insurance costs down, there are certain conditions and circumstances that are not covered including the following:
- Illnesses or injuries that you have before you join. See pre-existing conditions.
- Convalescence care and rehabilitation.
- Routine dental cover.
- Treatment for AIDS or HIV-related conditions which originated in the first five years of membership.
- Elective cosmetic surgery/treatment.
- War risks.
- Mental health conditions that arise within the first two years of membership.
- Health hydros/nature cure clinics.
Certain other exclusions apply. For a full summary of benefits and conditions download the
BUPA International Lifeline membership guide.
(60 No. A5 pages - may take up to 4 minutes to download on a typical dial-up connection.)
