BUPA International health insurance for expats. Overseas advisors to BUPA International health insurance. Online quotes and advice.

What's Not Covered


To help keep your health insurance costs down, there are certain conditions and circumstances that are not covered including the following:

  • Illnesses or injuries that you have before you join. See pre-existing conditions.
  • Convalescence care and rehabilitation.
  • Routine dental cover.
  • Treatment for AIDS or HIV-related conditions which originated in the first five years of membership.
  • Elective cosmetic surgery/treatment.
  • War risks.
  • Mental health conditions that arise within the first two years of membership.
  • Health hydros/nature cure clinics.

Certain other exclusions apply. For a full summary of benefits and conditions download the

pdf documentBUPA International Lifeline membership guide.

(60 No. A5 pages - may take up to 4 minutes to download on a typical dial-up connection.)



More information about PDF


Unsure about downloading pdf documents?


In order to download and print pdf files, you will need a program such as Adobe's Acrobat Reader installed on your computer. Adobe Acrobat Reader and full installation instructions can be downloaded free direct from Adobe, by clicking on the link below.



If you are at all uncomfortable with the downloading process we will be happy to send you the printed versions of any information you require by post.


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